General terms and conditions

Payment conditions

Midwifery care is included in the basic package of your health care insurance and will be covered fully by every health care insurance company in the Netherlands. This means that all of our care is covered by your health insurance. Labour in the hospital without medical indication (a polyclinical birth) is not covered by every health care insurance and requires a personal contribution which varies per insurance company.
If you do not have health care insurance, you will have to pay for your own medical expenses. We are able to set up a payment plan for these expenses.
Payment conditions are defined by the Dutch Association of Midwives statutorily situated in Utrecht; deposited to chancery of the District Court in Utrecht on the 21th of June 1996, by the number 165/1996. For full or partial midwifery care, provided by a midwife or his/her substitute, the following terms apply:

Payment term

Payment for provided care by a midwife needs to take place within 30 days after the billing date by the client to the midwife he or she has had care from regarding her pregnancy, without any deduction, settlement or discount.


When exceeding the payment terms the client will find himself in omission without formal notice of default. From the expire date onwards the client owes an added interest of 1% per month wherein part of a month will be counted as a full month.

Recovery costs

When a client is still in default after summation with payment, all judicial and extrajudicial costs the midwife has to make to receive the full payment will also be the clients expense without formal notice of default. The recovery costs will be at least 15% of the legal claim enhanced with the taxes over the indebted amount. Recovery costs include: costs of legal assistance and involvement of a collection agency, bailiff or lawyer.


For payment of the indebted amount of the client the administrative data of the midwife is leading, unless the client can provide explicit contrary proof.Dispute settlement
All disputes resulting from one of the terms of these conditions will be submitted to an authorized judge in the city of residence of the debtor. In cases where the dispute is not included in the authorisation of the cantonal judge, the midwife is authorized to present the case to the authorized judge in Utrecht.


© Dutch Association of Midwives at Bilthoven, februari 1998.
Payment conditions defiend by the Dutch Association of Midwives.
Registered at registry of the District Court at Utrecht d.d. 21 juni 1996 onder nummer 165/1996.

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